Pensions

Pensions

Don’t be shy about retiring.

Planning for your retirement is one of the most common, and important, types of financial planning you will face. By investing in yourself, you can maintain the lifestyle you want when you retire because your state pension will not be enough to sustain that comfortable way of living. 

When it comes to pension plans, and even options within those plans, you have a huge range of choices. It can seem daunting, but the pension specialists at Pax Financial will take you through everything and help secure the retirement plan that will give you exactly what you want when the time comes for you to enjoy your old age. 

Pax offers both pre-retirement and post-retirement planning services for business owners, self-employed people, executives and PAYE employees.

SELF EMPLOYED PENSIONS

For the self-employed, company directors, or those whose employer does not offer a pension.

EMPLOYEE PENSIONS

A PRSA (personal retirement savings account) lets you save for retirement on your own terms and includes fully flexible contributions and tax relief.

TRANSFER YOUR PENSIONS

Did you know that you can transfer your pension to get reduced fees and charges, better plan options, additional flexibility and higher tax-free cash amounts? Or move it with you to a new job – Pax Financial will organise everything for you.

FIND A LOST/OLD PENSION

There is currently €500 million or more of unclaimed pension benefits in Ireland today. You might be entitles to some of that so ask Pax Financial to track down your old pension and get you back on track with your savings for retirement.

REVIEW YOUR CURRENT PENSION

We strongly advise you get your pensions reviewed regularly to make sure you are on track to meet your retirement goals.

I WANT TO START A PENSION

It’s never too late to start a pension plan, especially as any money paid into one may be eligible for tax relief. No other form of saving qualifies for this benefit which makes it the most tax-efficient way to save for your old age.

Bear in mind that the Irish state pension provides only a basic income and the predictions are that the state pension age will increase which is why having your own personal pension is so important. 

Why Pax Financial?

Because we put our clients at the heart of everything we do. We make sure we demystify retirement planning and keep everything relevant and easy to understand. We’ll take the time to appreciate where you’re coming from and where you want to go. Using all of our skills and experience, we’ll do our utmost to get you there, with a pension plan that brings hope, security and peace of mind, protecting and growing your money.

Testimonials

"I found Ian at Pax excellent and very professional to deal with , he is very knowledgeable and took the time to explain and to help me understand my financial needs and devise the most suitable policies for me, they provided with me with excellent financial advice."
placeholder - Dave Downes