Pax Financial

Your income is your biggest asset, if you consider the average wage according to the 2016 CSO results for a full-time worker being €45,075 over a working lifetime of 43 years (age leaving college to retirement age) is €1,938,225. If you are [...]

We all wish we had more money coming in monthly. By earning even a little extra, you can stop living paycheck to paycheck, pay off your debts, and start focusing on your bigger financial goals. But short of quitting your [...]

As a country we have an issue with debt, despite improvement since 2008 Irish Households are still the fourth most indebted households in Europe behind Denmark, the Netherlands and Sweden. By the end of September 2017 it stood at €141.8 [...]

One question that I get asked quite regularly is how to tackle credit card debt. It’s easy to fall into the trap of credit card debt as we all like the idea of buy now pay later. And that’s okay [...]

1. Budget – first and foremost you need to sit down with pen and paper, or excel, and put down your income(s)* and your outgoings! This will show you how much you have coming in and going out. It should also [...]

When you’re asked the question, “What do you do for a living?”, are you able to respond quickly and clearly? In our industry, people in my position sometimes either try to over complicate their answer or don’t really know what to say at all. I like to put it quite simply…

When you need legal advice, you talk to a lawyer, when you need tax advice you talk to an accountant, when you need financial advice, you talk to me.

Most people can tell you that they feel they’re either ‘on top’ of their finances or they’re not. This usually suggests that they’re either able to pay their bills and have a few bob left over each month or they’re [...]