Welcome to Pax

I PAX Asset Management

Terms

Please read this document before accessing the website. By accessing the Pax Asset Management website, you agree to be bound by the following terms and conditions. If you do not accept these terms and conditions, do not use this website.

Acceptance
Pax Asset Management provides the website to you on the basis of the following terms and conditions ("Terms and Conditions"). By accessing any page on this Pax Asset Management Website, you agree to be bound by these Terms and Conditions. These Terms and Conditions may be updated by Pax Asset Management from time to time by posting the updated Terms and Conditions without prior separate notification to you. You should check the Terms and Conditions each time you access the Pax Asset Management Website to check for updates.
Pax Asset Management Website
You will be able to obtain information about certain Pax Asset Management products and services on this Pax Asset Management Website and you may also submit queries to Pax Asset Management to receive more information.
Use
The Pax Asset Management Website and any support are provided to you at no charge and are for your personal and non-commercial use. Any support provided to you is for information purposes only. Pax Asset Management reserves the right to make changes to the Pax Asset Management Website; or not reply to any queries; or not provide any support in connection with the Pax Asset Management Website.

Pax Asset Management does not wish to receive confidential or proprietary information from you via the Pax Asset Management Website. Subject to Pax Asset Management obligation under the Privacy Policy please note that any information or material sent to Pax Asset Management via the Pax Asset Management Website will be deemed to be not confidential. By sending Pax Asset Management any information or material, you grant Pax Asset Management an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute that material or information, and you also agree that Pax Asset Management is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

You undertake not to post to or send via this website any materials that are or could reasonably be construed as: (i) defamatory, libelous, obscene, offensive, abusive, liable to incite racial hatred, discriminatory or blasphemous; (ii) in breach of any obligation of confidence or privacy or any trade secret; (iii) infringing the proprietary rights of any third party or for which you have not obtained all necessary licenses and/or approvals; or (iv) violating any other law.

You also agree not to transmit to or send via the website any materials which could reasonably be held to constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of any country or other competent authority, or infringe the rights of any third party enforceable in any part of the world.

Pax Asset Management reserves the right to remove any materials from the website where it reasonably suspects that such material is prohibited by this Section 3 or is otherwise inappropriate. Notwithstanding the foregoing, you acknowledge that Pax Asset Management has no control over content on the website provided by other users; neither does it purport to monitor the content of the website to ensure its accuracy, appropriateness or conformity with the principles outlined in these Terms and Conditions.

You must not link to the Pax Asset Management Website other websites which are indecent or inappropriate, and you must forthwith remove any link if Pax Asset Management in its discretion so requests.

You agree to indemnify Pax Asset Management and Pax Asset Management affiliates against any claim, demand, loss or damage suffered as a result of breach of this Section 3.
Disclaimer
This web site is designed to offer an overview on the wide range of mortgage services offered by Pax Asset Management. It is for information only and does not constitute financial or other professional advice in any way. Pax Asset Management recommends that you seek independent financial advice on a face-to-face basis before you make a decision to buy any financial product. Pax Asset Management hereby excludes all conditions, warranties, representations or other terms concerning the supply or purported supply of, failure to supply or delay in supplying any service in connection with the Pax Asset Management Website or that the Pax Asset Management Website is accurate, complete or up-to-date, which might but for this Section 4 have effect between Pax Asset Management and you, or would otherwise be implied into or incorporated into these Terms and Conditions or any collateral contract, whether by statute, common law or otherwise. You understand and agree that you are using the Pax Asset Management Website at your sole risk and that Pax Asset Management does not warrant that the Pax Asset Management Website will meet your requirements or that the Pax Asset Management Website will be uninterrupted, error free or secure. Any content or services provided via the Pax Asset Management Website or in connection with the Pax Asset Management Website by Pax Asset Management is done so on an "AS IS" and on an "AS AVAILABLE" basis and Pax Asset Management makes no representations or endorsement of any kind, whether express or implied, with respect to the Pax Asset Management Website for the content or services included in, or made available in connection with, this Pax Asset Management Website. Pax Asset Management reserves the right at its sole discretion, to amend or withdraw any content or services offered as part of the Pax Asset Management Website.
Liability
Pax Asset Management , any other party (whether or not involved in creating, producing, maintaining or delivering this Pax Asset Management Website), and any of Pax Asset Management group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party, (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise in connection with this Pax Asset Management Website in any way or in connection with the use, inability to use or the results of use of this Pax Asset Management Website, any websites linked to this Pax Asset Management Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Pax Asset Management Website or your downloading of any material from this Pax Asset Management Website or any websites linked to this Pax Asset Management Website. This shall not affect your statutory rights.

Nothing in these Terms and Conditions shall exclude or limit Pax Asset Management 's liability for (i) death or personal injury caused by its negligence; (ii) fraud; or (iii) any liability which cannot be excluded or limited under applicable law.
Privacy Policy
If you choose to register on any part of this Pax Asset Management Website, you agree to provide Pax Asset Management with the accurate data as requested in the registration form. For details of our use and transfer of your personal data, please refer to this privacy policy.

The information provided in a form or otherwise via the Pax Asset Management Website will be used by Pax Asset Management for the purpose of providing the services that you have requested by way of the Pax Asset Management Website.

From time to time Pax Asset Management, Pax Asset Management affiliates or agents might use this information for marketing purposes or to inform you about other products and services, which we think might be of interest for you. You can specify whether you wish to receive such information in the appropriate box in your registration form.

We are committed to protecting your privacy. Your personal data is held on a secure computer and manual files shall not be processed for any other purpose than those set out in this Privacy Policy. The server Pax Asset Management uses to store this information is accessible to authorised staff only, is further connected to the Internet through a firewall and is therefore not accessible to the public.

Small pieces of information known as cookies will be installed on your computer to collect statistical information including navigation paths, number of visits, returning customers and hits per page. The only personal information that a cookie can contain is information that you provide yourself. They cannot read data off your hard disk. We use these cookies to help us determine the usefulness of the information that we provide and to see how user-friendly our website is. Pax Asset Management does not share the information that it gathers from cookies with other non- Pax Asset Management entities or sell it to third parties. If you prefer not to receive cookies from our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse cookies by turning them off in your browser. You are required to have cookies turned on to enable you to use the My Alerts section of the Pax Asset Management Websites.

We will only hold your personal information for the duration necessary to allow us to provide the services that you have requested or for any additional period as required by law.
This Privacy Policy may be amended by Pax Asset Management from time to time. We will notify you of any material changes affecting our use of our personal data.
Trademark
You must not display or use in any manner Pax Asset Management or Pax Asset Management trademarks or logos without Pax Asset Management prior written permission.
Pax Asset Management LTD
10 Merrion Square, Dublin 2, Ireland
Email: info@pax.ie
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with Irish law. Disputes arising in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the Irish courts.
Copyright
Copyright © Pax Asset Management 2009. All rights reserved. It is strictly prohibited to copy, redistribute, republish or modify any materials or software contained on the Pax Asset Management Website or in subsequent support without the prior written consent of Pax Asset Management.

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