Life insurance is a policy taken out by an individual which makes a payment (lump sum or regular) should the policyholder die. The most obvious reason for a life insurance policy is to provide financial protection for family and loved ones in the event of an untimely death.
There are many life insurance policies available to you. Each policy has different features, payment and payout terms. One thing they all have in common is lots of jargon. Pax Asset Management will navigate you through this process to ensure you get the most suitable policy providing adequate cover with an affordable premium. We make sure we can offer you:
Savings
As we have agencies with all Ireland’s top policy providers our skilled financial advisors will ensure that we get you the cheapest quotation offering great savings on your current cover.
Simplicity
With your permission our skilled financial advisors can quickly check your current premiums, prepare a new quotation and arrange your new cheaper policy in a short space of time. This makes the process straightforward, removes your burden and offers you peace of mind.
Flexibility
We understand that your circumstances may change over time so we regularly review your policies to ensure that your cover is both suitable for your needs and remains competitive.
Life Insurance at a glance
What types of life cover are there?
Mortgage Protection
A policy which, in the event of your death, will pay the outstanding balance of your mortgage.
Level Term
A policy which, in the event of your death, will will pay a fixed amount.
Serious Illness Cover
A policy which will paya lump sum if you are diganosed a specified serious illness
How much are the Monthly Premiums?
(Source: Advisor Plus, July 2009).
The table above shows the monthly premiums paid by a 37 year old non smoker for 3 diffeent types of cover.
To get an exact quotation for your individual circumstances, please contact us by completing the inquiry form below or by calling 01 652 0394 now.